s buy a comprehensive policy to protect their bicycles f

 

Many bike owners buy a comprehensive policy to protect their bicycles from accidental risks. Although it may not be your wish to be involved in an webapex.net accident, you may find yourself in one and you may raise a claim. Most of the time, people have blamed insurance companies for rejecting their bike insurance claims. The reason behind this misconception is a lack of knowledge and awareness westernmagazine.org of how insurance companies work. Sometimes you can follow the claim correctly but it ends up being rejected. Below are the reasons why it can be rejected:

1.   If there is No Evidence to Establish the Fault

Bicycle insurance claims are denied when there is a dispute. The insurance company will only pay you if you have clear evidence showing that thei ysin.org r policyholder is to be blamed for the accident that has occurred. In any case, the policyholder is not responsible if there is no indication, that the claim will be denied.

Your claim can also be denied if the evidence is there to show that the policyholder is not to be blamed for the accident. Anyone who contributes to the accident can be blamed and held responsible for the injuries that may result.

Insurance companies usually investigate the accident carefully in order to determine if it is you or any other person who contributed. If the evidence shows that there is more than one person to blame, then the claim will be rejected.

2.   If the Coverage has Lapsed

There are different reasons why insurance coverage may lapse. That is:

  • When you fail to pay the premiums on time.
  • When the company does not exist anymore.
  • When the policy was unilaterally cancelled by the insurer.

Only claims that are up-to-date and valid are the ones that will be approved. It is important to always renew your policy for the coverage to continue.

3.   When Accurate Details are not Provided

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